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Different Types of Car Warranty Coverage

There are numerous options of different types of car warranty coverage available with the purchase of a new automobile. All new automobiles will come with a basic warranty. This is the basic warranty that will cover major components of the car and may be referred to as a bumper to bumper warranty. However there are limits as to what this warranty will cover and what it will not. Normal wear and tear parts like brake pads, wiper blades, and even tail lights are not covered. Just because the warranty is called bumper to bumper, it actually does not cover every single part and component. Many people get this confused and get upset later when they have to pay for repairs and service.

Another type of car warranty coverage your dealership may offer you at the time of purchase at and additional cost is a service warranty. Technically this is not a warranty put a pre-paid service plan, oftentimes offered at a discount. Considering the cost of parts and service is increasing this is a good warranty option to purchase if it is available from your dealership. Most of these service warranties can be built to suit your needs. So you can  include the services you will gain the most benefit out of, like oil changes, tire rotations, brake pad replacement and wiper blade replacement. Just be sure to read the specifics of the service period and follow the service schedule required otherwise these services may not be covered due to owner neglect.

The third type of car warranty coverage a dealership will offer when purchasing a new vehicle is an extended warranty. The extended warranty is similar to the bumper to bumper warranty and coverage begins once the original manufacturer’s warranty ends. If you do not plan on keeping the car past the original warranty period, then there might not be a need to add this warranty coverage. However, if you plan on keeping your car well beyond the original warranty period, then this would be a good option.

Other types of warranty coverage that a dealership will offer include rust protection, transmission warranties and drive train warranties. There is normally a longer period of time offered for these warranties, such as ten years or 100,000 miles, whichever comes first.

Just make sure to read through all the fine print of each warranty to make sure the coverage you want is included.